NU Nu Holdings (Nubank) Loading... : Bullish and Bearish Analyst Opinions
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10:00
Sep 04
Sep 04
Own deposit takers like Nubank.
Remittance-only businesses are low-margin and lack customer loyalty; long-term value accrues to whoever owns deposits. Felix Pago's partnerships drive deposit growth to Nubank, so investors should prefer owning the deposit-owning institution, Nubank, rather than the remittance wedge.
MED
21:17
Sep 02
Sep 02
Author merely flags Nu Holdings' investor day date on December 8th without expressing any.
Author merely flags Nu Holdings' investor day date on December 8th without expressing any directional view or position.
LOW
21:00
Aug 30
Aug 30
Nubank's cheap deposits fund resilient growth.
A Ibiuna tem Nubank como única posição no setor bancário. O banco entregou resultado forte, com receitas crescendo, provisionamento controlado e inadimplência razoável para o segmento. Tem depósitos de baixa sensibilidade à informação, como as caixinhas, e relação crédito/depósitos de cerca de 70%, contra 100-140% de concorrentes, o que dá folga para crescer a carteira usando funding barato e ganhar mercado mesmo em cenário de crédito desafiador.
HIGH
12:19
Aug 20
Aug 20
High-quality stock offers 27% implied upside
Author highlights the stock as a high-quality, undervalued name with a low forward P/E and 27% implied upside to consensus price targets.
MED
20:26
Aug 14
Aug 14
Low valuation and US expansion drive upside
Bullish on NU due to its low forward valuation, market dominance in Mexico, and upcoming expansion into the US market.
HIGH
14:56
Aug 14
Aug 14
NU further along credit cycle than INTR
Notes that NU is further along in the credit cycle compared to INTR due to its loan book and self-inflicted issues.
MED
14:00
Aug 14
Aug 14
NU earnings provide read-through for INTR.
Notes that NU's earnings report provides valuable inferences for understanding INTR's valuation inputs.
LOW
11:56
Aug 14
Aug 14
Premarket movers show mixed megacap tech, with notable gains in AeroVironment.
Premarket movers show mixed megacap tech, with notable gains in AeroVironment, Aehr Test Systems, Nubank, Reddit, and Sandisk, while Applied Materials, ARS Pharmaceuticals, Capricor, Gemini Space Station, Globant, and York Space decline on various news.
09:56
Aug 14
Aug 14
The author shares a detailed earnings review and updated thoughts on Nu Holdings without.
The author shares a detailed earnings review and updated thoughts on Nu Holdings without stating a current position or explicit forward call.
LOW
00:55
Aug 14
Aug 14
Nubank reports record second-quarter profit above one billion dollars for the first time.
Nubank reports record second-quarter profit above one billion dollars for the first time as credit costs declined and its credit portfolio expanded by 37 percent.
21:29
Aug 13
Aug 13
Nu Holdings reports another strong quarter
Observes another strong quarterly earnings report from Nu Holdings.
LOW
21:27
Aug 13
Aug 13
NU: 50%/65% growth at 20x PE
Continue adding to NU as the fintech offers rare combination of ~50% revenue growth and ~65% earnings growth at only 20x trailing PE — a compelling growth-at-reasonable-price setup in Latin American digital banking.
MED
21:20
Aug 13
Aug 13
Notes strong quarterly earnings report
Notes strong quarterly earnings report, no directional view stated.
LOW
14:35
Aug 07
Aug 07
Lower secured lending share creates credit risk.
Author expects poor earnings reception for NU, citing its lower share of secured lending as a structural credit-risk disadvantage compared to peers.
MED
17:04
Jul 21
Jul 21
Comment on an S-1 read and bank license event for NU, no directional commitment.
LOW
10:36
Jun 27
Jun 27
Needham initiated coverage on Nu with a buy rating and $17 target.
Needham initiated coverage on Nu with a buy rating and $17 target, citing its dominant Brazilian foothold and expansion potential in LatAm and the US.
LOW
12:57
Jun 22
Jun 22
Buy NU as Colombia's business-friendly election outcome improves regulatory and economic.
Buy NU as Colombia's business-friendly election outcome improves regulatory and economic outlook for its key market.
MED
23:40
Jun 19
Jun 19
NU’s profitability and margin expansion come from scaling its consumer lending in Brazil, a volatile EM with high interest rates and past default cycles. Similar to MELI, a macroeconomic shock would spike delinquencies, forcing NU to raise provisions and slow loan origination, puncturing the growth narrative and its premium valuation. Short NU on the thesis that the current cheap‑looking multiple is a trap built on unsustainable credit growth in a fragile economy. NU’s low cost structure and digital‑only model could maintain superior underwriting; rapid user growth buffers losses; Brazilian rates stay high (good for net interest margin).
LOW
18:45
Jun 18
Jun 18
Nubank 140M customers, monetization ahead.
Nubank has 140 million customers, a massive user base that can be monetized via AI and blockchain technology, similar to Robinhood's strategy of increasing assets per customer.
HIGH
22:55
Jun 16
Jun 16
NU long, rotational candidate adding at levels
Buy NU as a rotational candidate; author is adding at current levels citing continued execution, revenue diversification, and customer value expansion.
MED
13:09
Jun 15
Jun 15
NU long if credit discipline holds at scale
Buy NU with conviction contingent on credit normalization; author presents detailed bull case where $37B credit portfolio scales profitably via NuFormer AI underwriting, improving ARPAC, and secured lending mix shift, while flagging NPL and risk-adjusted NIM as key monitoring metrics.
MED
16:13
Jun 11
Jun 11
Author argues that NU's LatAm credit risk makes valuation comparisons with peers unhelpful.
Author argues that NU's LatAm credit risk makes valuation comparisons with peers unhelpful, offering no directional trade view.
LOW
18:01
Jun 08
Jun 08
NU's reset earnings base is underappreciated
Buy NU as the market over-discounts Brazil/FX/credit risks against a materially reset operating base: Q1 2026 revenue crossed $5B for the first time, annualized NI ~$3.5B, ROE at 29%, and Mexico reaching break-even ahead of schedule proves the model travels internationally.
HIGH
18:17
Jun 06
Jun 06
NU re-rates as Brazil discount fades
Buy NU as the market applies an outdated Brazil-discount multiple to a scaled, profitable digital platform with 135M+ customers, $5B+ quarterly revenue, 29% ROE, and a live Mexico proof point — the valuation gap closes if credit discipline holds through the current NPL uptick.
MED
13:00
Jun 06
Jun 06
Nubank is an attractive compounder on dip.
Nubank is a compounder with a huge user base and ability to increase margins and monetization. The current dip due to CFO departure and Bank of America downgrade creates an attractive entry. He is researching the impact and may buy more.
MED
18:09
Jun 04
Jun 04
Author compares capital cushion of SOFI (weak) and Nu (strong) without stating a directional.
Author compares capital cushion of SOFI (weak) and Nu (strong) without stating a directional trade.
LOW
17:11
Jun 04
Jun 04
The author expresses conditional support for NU based on fundamental execution rather than.
The author expresses conditional support for NU based on fundamental execution rather than taking a definitive long or short position.
LOW
13:45
Jun 04
Jun 04
The author notes that NU is buying its own shares.
The author notes that NU is buying its own shares, but the tweet is a factual observation without an explicit forward-looking position.
LOW
13:29
Jun 04
Jun 04
Buy NU on the $1B buyback announcement; reduced share count combined with rapid growth.
Buy NU on the $1B buyback announcement; reduced share count combined with rapid growth and elite balance sheet supports further upside.
MED
08:53
Jun 04
Jun 04
NU is profitable, generates revenue from interest, fees, and services across Brazil, Colombia, and Mexico, and has a conditional U.S. banking license for 2027. If Revolut’s delayed IPO eventually arrives with a high valuation, NU’s cheaper current valuation could re-rate upward as a comparable neobank with proven profitability. Long NU as a value play on neobank growth in emerging markets, with upside catalysts from U.S. expansion and sector peer re‑rating. Heavy dependence on Brazil’s economic/political stability; U.S. entry may face regulatory or competitive headwinds; valuation gap to Revolut may not close.
HIGH
About NU Analyst Coverage
Buzzberg tracks NU (Nu Holdings (Nubank)) across 16 sources. 35 bullish vs 1 bearish calls from 23 analysts. Sentiment: predominantly bullish (45%). 76 total trade ideas tracked. Past 7 days: 2 bullish, 1 watch. Latest voices: Santiago R. Santos, stockmarketnerd, Victor Schabbel.