I understand and appreciate having bonds in my portfolio, and already have been regularly investing in $VTEC and also maxed out I-bonds last couple of years.
However, I don’t like the 1 year lock up period for I-bonds and the penalty clause if redeemed within 5 years.
Are there any comparable Vanguard ETFs that give me similar benefits as an I-bond but mainly don’t have a 1 year lockup period? What would you recommend? Should I be looking at TIPS ETFs, short term treasuries?