New to investing, just fired my financial invested who was charging me 1% and had me invested in 30 different ETFs and now I’m simplifying my portfolio. Hoping for recs on what my portfolio should look like now. I’m hoping to semi retire in 25 years and will retire in 35.
Recommendations? Thoughts on my plan based on friends + what ChatGPT told me below?
Taxable account:
IVV+VGUS
Roth:
AVEM+AVDV
1 Month emergency fund in cash in HYSA
3 months emergency fund in SWVXXX or municipal bonds