I’m looking for advice on how to allocate my pay.I am 19 years old I currently make about $2,600/month after taxes, though recently it’s been closer to $2,900–$3,000/month depending on hours, and my expenses are extremely low at around $300/month. I already have about $32.5k in a HYSA, no debt, and my college is fully covered through scholarships, grants, and financial aid, so I don’t need to save for tuition. I’m contributing enough to my 401k to get the match, but my Roth IRA isn’t maxed yet. Given my low expenses and solid cash position, does it make sense to max out the Roth IRA as quickly as possible and then put most of the rest into a taxable brokerage (broad index funds), or is there a reason to pace contributions differently or keep adding to HYSA? Curious if anyone sees flaws in this approach or has suggestions.