I've tried to really simplify my investments. Other than the significant cash position (saving for home down payment in the next 2-3 years), are there any visible red flags? I'm somewhat new to the world of intentional investing. I had some very tax-inefficient holdings that I recently got out of. I'd take any advice that could be offered.
38 y/o male, no longer married, no kids, no property.
Thanks in advance.