Interest Rates To Zero, Rents Will Double; Grant Cardone On 'Explosion' In 2026

Watch on YouTube ↗  |  October 21, 2025 at 18:08  |  44:57  |  The David Lin Report
Speakers
Grant Cardone — Founder, 10X Growth Con
David Lin — Founder & Host, The David Lin Report / ex-Anchor, Kitco News

Summary

David Lin interviews Grant Cardone about real estate, Bitcoin, interest rates, and his planned real estate-Bitcoin public fund. Grant predicts rates near zero by June 2026, no residential housing crash, a commercial real estate buying opportunity, and an eventual Bitcoin explosion. He is bullish Florida real estate, avoids New York real estate and empty Bitcoin treasury companies, and warns many regional banks face commercial real estate mark-to-market problems.

  • Grant Cardone expects interest rates to approach zero by June 2026 and mortgage rates below 3.5%.
  • He sees no crash in US single-family residential real estate and expects rents to double over 15 years.
  • He favors buying discounted commercial real estate and large apartment complexes in top migration cities.
  • He is bullish Bitcoin, bought more on dips, and would borrow against it rather than sell.
  • He avoids New York City real estate if Mamdani wins and prefers Florida due to migration and tax policy.
  • He warns many regional banks could be in trouble if commercial real estate loans are marked to market.
  • He criticizes many Bitcoin treasury companies as overhyped due to lack of real operating businesses.
  • He plans to take a real estate-Bitcoin hybrid fund public in December and promotes single-focus wealth building.
Ideas
Grant Cardone Founder, 10X Growth Con 0:32
Bitcoin explosion as rates head zero
Grant Cardone predicts an explosion in Bitcoin once the current gold rally fades, driven by interest rates heading to zero, continued government money printing, and Bitcoin's potential to become one of the world's largest asset classes. He bought more Bitcoin on recent dips, says he would not sell even at $1 million, and would borrow against it to buy more Bitcoin or trophy real estate.
BTC HIGH
Grant Cardone Founder, 10X Growth Con 2:12
Bitcoin treasury companies are overhyped
Bitcoin treasury companies are overhyped because many have no operating business, products, services, receivables, recurring revenue, or goodwill. Unlike Saylor's company, which had EBITDA, customers, software, and employees, these empty treasury vehicles lack a real company underneath.
Bitcoin treasury companies HIGH
Grant Cardone Founder, 10X Growth Con 5:16
Regional banks risk CRE loan losses
Many regional banks would be in trouble if they had to mark commercial real estate loans to market. Trillions of loans made when rates were around 3% are maturing into 6.5% rates, and the underlying properties cannot support those debt levels at higher rates.
KRE HIGH
Grant Cardone Founder, 10X Growth Con 5:35
Single-family homes face no correction
There is zero problem in US residential real estate and no correction coming. About 70% of single-family loans are fixed below 4% and 50% below 3%, so homeowners are locked in, and real estate only corrects when rates rise, which is unlikely as rates head lower.
US residential real estate Single-family homes HIGH
Grant Cardone Founder, 10X Growth Con 6:42
Commercial real estate discounts are opportunity
A wall of roughly $3.7–3.8 trillion of debt originated when rates were near 3% is maturing over the next 24 months. Properties cannot support those debt levels at 6.5%, creating a massive opportunity to buy US commercial real estate at 20–40% below replacement cost.
XLRE HIGH
Grant Cardone Founder, 10X Growth Con 7:21
New York real estate faces exodus risk
If Mamdani wins New York City, his extreme left policies such as rent control and free services will trigger capital flight and depopulation, costing New York a trillion dollars and taking 25 years to fix, making New York City real estate risky to own.
New York City real estate MED
Grant Cardone Founder, 10X Growth Con 9:19
Florida real estate benefits from migration
Florida is attracting positive migration from New York, Chicago, Minneapolis, New Jersey, and Boston because of no state income tax, potential property-tax abolition, pro-business policies, warm weather, and a more open economy. Grant owns Florida properties and expects to benefit as wealthy Northeasterners move to Miami, Palm Beach, and Naples.
Florida real estate HIGH
Grant Cardone Founder, 10X Growth Con 12:21
US rental demand is structurally rising
Renting is becoming a lifestyle choice rather than a sign of poverty. About 11% of millionaires rent, roughly four times more than five years ago, driven by mobility and amenities, and he expects America to shift toward 60% renters and 40% owners, supporting rental housing demand.
REZ HIGH
Grant Cardone Founder, 10X Growth Con 23:50
Large-city apartment rents will double
Commercial real estate, particularly large apartment complexes in the 15 largest US cities with positive migration and reasonable politicians and regulation, will explode. Rents are going to double over the next 15 years from about $2,000 to $4,500 a month, supported by money printing and government support for consumers.
Large apartment complexes in the 15 largest US cities HIGH
Grant Cardone Founder, 10X Growth Con 35:56
Buy trophy real estate below replacement
Grant can buy trophy real estate in the best locations at about one-third below replacement cost, paying $200 million for an asset that costs $300 million to build, so he is $100 million in the money on day one with day-one cash flow. He will borrow against Bitcoin to buy either more Bitcoin or trophy real estate, whichever offers the bigger discount.
Trophy real estate HIGH
Up Next
35:15
Economic Boom Or Crash Next? Turning Point Reached | Bloomberg’s Anna Wong
The David Lin Report · Oct 21
29:09
Will Your Bank Collapse? This Is The Future Of Protecting Your Money | Michael Ou
The David Lin Report · Oct 20
48:16
Major Crash Starting For Gold, Silver? What's Next After Biggest Drop In Months | Lobo Tiggre
The David Lin Report · Oct 19
38:19
Will Trade War Go Nuclear? What's Next After Latest Escalations | Juan Cole
The David Lin Report · Oct 18
1:16:14
Trump: Send National Guard to SF, China Rare Earths Trade War, AI's PR Crisis
All-In Podcast · Oct 18

This The David Lin Report video, published October 21, 2025, features Grant Cardone discussing BTC, Bitcoin treasury companies, KRE, US residential real estate, Single-family homes, XLRE, New York City real estate, Florida real estate, REZ, Large apartment complexes in the 15 largest US cities, Trophy real estate. 10 trade ideas extracted by AI with direction and confidence scoring.

Speakers: Grant Cardone  · Tickers: BTC, Bitcoin treasury companies, KRE, US residential real estate, Single-family homes, XLRE, New York City real estate, Florida real estate, REZ, Large apartment complexes in the 15 largest US cities, Trophy real estate