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Hey everyone,
I (28M) recently joined a PSB and take home around 75k/month.
I’m pretty new to investing and want to get started properly instead of just letting money sit in my account.
Planning to:
Start SIPs of around 10–15k per month
Get a term life insurance cover of \\\~2 crore
I honestly don’t know much about mutual funds or how to choose a good insurance policy.
Would love some advice on:
What kind of funds to start with as a beginner
Direct vs regular mutual funds
What to look for (or avoid) while buying term insurance
Thanks in advance.