Hey just started working and trying to invest monthly into taxable and Roth IRA. I currently invest about $600 monthly to 401k with the fidelity freedom 2065. And I’m planning on investing $625 monthly into Roth IRA, currently thinking maybe 70% vti and 30% schg.
I also have an AI training sidegig that I do and I get about $100 weekly where I’m putting that into two taxable, with one 100% voo currently and the other one just buying some individual stocks like Amazon.
Any recommendations on this setup? Specifically the allocation for etfs, I know I don’t have any international etf right now but I think the 401k one is about 40% international stocks.
Right now I only have a few hundreds put into each account. Honestly since I’m still pretty young what if I put a higher concentration in things like schg or other growth etf?