29 years old, accruing a state pension, no high interest debt, 11k in a HYSA, 11k in an IRA (currently 60/40 between VOO and URSIX (a carryover from when I started with usaa) and an acorns investment account with about 10300 in it. I’m trying to get everything cleaned up and dump the URSIX holdings. I’m not the brightest bulb around but I’m wondering if I should go all VOO or VT or a mix. I’m okay with some involvement but I’m chasing retirement not a quick buck. Thanks! This subreddit has been amazing so far!