This is my current breakdown at 25yo, and I honestly don’t remember where I got this advice from. I’d just been keeping about a 50/50 split between FSKAX and FXAIX. It only recently came to my attention that FSKAX already contains FXAIX so these holdings are redundant. I want to diversify into some international funds too. What would you suggest? I’ve yet to contribute for 2026 since I need to be liquid for an upcoming move.