I’m 22(f) and new to investing. I currently have a 401(k) invested entirely in S&P 500 through my job but in 2026 PRN employees will not receive a match. I am a PRN employee. Would contributing to my 401(k) be worthless at this point? How can I rollover the money while still employed? My Roth IRA is 50% VOO 30% QQQM and 20% VXUS. I’m always open to feedback! Thanks!