I auto-buy 300$ of VOO daily when markets are open, is this a bad strategy?

u/I_Fuck_Whales · Reddit — r/Bogleheads · January 06, 2026 at 21:43 · ⬆ 153 pts  | View on Reddit ↗
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Original Reddit comment

Author argues lump-sum investing in VOO now beats daily dollar-cost averaging because time in the market historically wins.

VOO — LONG The author contends that putting the full annual amount into VOO immediately is mathematically better than daily dollar-cost averaging, because time in the market historically beats timing and the market is likely higher by 12/1/2026. The main stated risk is that the market could tank, making DCA better.

Time in the market beats timing it.

Score 153
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u/I_Fuck_Whales Reddit r/Bogleheads
Lump-sum beats DCA due to time in market.
The author contends that putting the full annual amount into VOO immediately is mathematically better than daily dollar-cost averaging, because time in the market historically beats timing and the market is likely higher by 12/1/2026. The main stated risk is that the market could tank, making DCA better.
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This Reddit post, published January 06, 2026, features u/I_Fuck_Whales discussing VOO. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/I_Fuck_Whales  · Tickers: VOO