How am I doing?

Hello Everyone, Please review our financial status and provide any feedback (good/bad/improvements/changes). Let me know if there is any more info you would need. TIA! Both (married) 41 year old and make \~250k combined. Two kids 6 y/o and 3 y/o. Daycare is our largest expense that will gradually go down as the kids go to school. Monthly expenses are around $10k. The largest items are rent at $3k and daycare at $3k. We have minimal debt, approximately $30k total, consisting of a $22k car loan at 0.99% Our balance sheet at 1/1/26 is as follows: * Cash: \~$97k * Retirement accounts (401k, IRAs, 403b, 457; mostly Vanguard Target Date 2050): \~$1.55 to $1.6M * Taxable brokerage (primarily VTSAX): \~$1.26M * Disney stock (inherited): \~$87k * 529 plans (two kids): \~$106k * Deferred compensation: \~$90k Total assets: $3.15 million Total debt: 22k car loan @ .99% We are looking for any perspective on asset allocation, risk, tax efficiency, or anything we may be overlooking.