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Help picking 401k options
u/laws161 · Reddit — r/Bogleheads ·
January 01, 2026 at 20:28
· ⬆ 2 pts · 💬 9 comments |
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Original Reddit post
No qualifying author-owned investment thesis.
Score
2
Comments
9
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Full Post Text
Hello, first time posting here. Helping my partner (44F) pick her 401k options through lincoln financial. Looking to do 80/20 stocks/bonds mix and 60/40 US/International equity mix. Which ones would you choose? VIIIX - Vanguard Institutional Index Instl Pl | *Expense Ratio: 0.02* VTPSX - Vanguard Total Intl Stock Idx InstlPls | *Expense Ratio: 0.05* VSGDX - Vanguard Short-Term Federal Adm | *Expense Ratio: 0.10* PESPX - BNY Mellon MidCap Index Inv | *Expense Ratio: 0.51* GIBIX - Guggenheim Total Return Bond Instl | *Expense Ratio: 0.60* Lincoln Stable Value Account -Z239 VEIRX - Vanguard Equity-Income Adm | *Expense Ratio: 0.18* FECMX - Fidelity Advisor Emerging Markets | *Expense Ratio: 0.87* FDVIX - Fidelity Advisor Diversified Intl | *Expense Ratio: 0.87* MFEHX - MFS Growth R3 | *Expense Ratio: 0.83* VIPIX - Vanguard Inflation-Protected Secs | *Expense Ratio: 0.07* EAPCX - Parametric Commodity Strategy A | *Expense Ratio: 0.92* VSCIX - Vanguard Small Cap Index | *Expense Ratio: 0.04* ETHIX - Eaton Vance High Income Opportunities A | *Expense Ratio: 0.90* PFORX - PIMCO International Bond (USD-Hdg) Instl | *Expense Ratio: 0.57* DFFVX - DFA US Targeted Value | *Expense Ratio: 0.29* ANODX - American Century Small Cap Growth R6 | *Expense Ratio: 0.79*
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