Based on some AI-driven research I’ve come across, markets often open higher due to excitement and sentiment that build up overnight. Because of this, ETF auto-investments may execute at higher opening prices, which might not be optimal. In contrast, mutual fund auto-investments are typically priced at the end of the trading day, potentially smoothing out that opening volatility. I’m curious to hear your thoughts on this. I have been doing Fund auto invest for so many years, recently converted all of them to ETF. I know I could continue auto invest to fund and convert them to ETF as I wish.