So I was home with my family for Christmas and talking to my dad.... He's about 70 years old so he's trying to put money away that is still getting some interest but easily accessible in case he needs it.
His solution is that he purchased a whole life insurance plan, and then is overfunding it. I guess he was told that as he overfunds it, he can choose where it's invested and he's been getting seven or eight percent returns, but he can withdraw those at any time and it's all interest free.... I don't necessarily know that I buy all that So I figured I would come to Reddit for some education!