SOFI SoFi Technologies, Inc. Loading... : Bullish and Bearish Analyst Opinions

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04:00
Sep 02
Analyst initiation, no personal view stated
Analyst initiation with outperform rating and $25 price target, no personal directional commitment from the speaker.
SOFI
MED
20:00
Sep 01
r/wallstreetbets community Reddit community discussion
Retail traders are exhausted from bagholding SOFI, questioning if it will ever recover to previous highs ($20). Heavy retail capitulation and lack of momentum indicate dead money. Avoid entering long positions as the stock is trapped in a downtrend with heavy overhead retail supply. Extreme pessimism could eventually signal a contrarian bottom, though no technical floor is currently visible.
SOFI
LOW
07:30
Aug 30
HyperliquidNews Crypto news aggregator (@HyperliquidNews)
A new HIP-3 ticker for SOFI was purchased for 598.18 HYPE, equivalent to roughly 49,742 dollars.
A new HIP-3 ticker for SOFI was purchased for 598.18 HYPE, equivalent to roughly 49,742 dollars, by the account tradeparagon.
SOFI
20:00
Aug 28
SOFI consistently faces heavy selling pressure whenever the stock price approaches the $20 level. This creates a predictable technical resistance level where the stock "takes a dump," making it a reliable short entry or a signal to take profits. Short SOFI when it nears $20, or avoid holding long positions through this resistance zone. A strong earnings report or macro catalyst could cause a breakout above $20, triggering a short squeeze.
SOFI FLIP
LOW
17:15
Aug 25
Author sarcastically imagines CEO Noto defending the company.
Author sarcastically imagines CEO Noto defending the company, mocking retail bickering without taking a position.
SOFI
LOW
18:33
Aug 23
__con_ Stock & Crypto Analyst
Author lists 40 tickers across sectors to watch on Monday.
Author lists 40 tickers across sectors to watch on Monday, expecting some to rally and others to pull back, but frames it as monitoring rather than taking positions.
SOFI
LOW
14:46
Aug 20
__con_ Stock & Crypto Analyst
Author provides a comprehensive bullish framework of the AI trade across enablers.
Author provides a comprehensive bullish framework of the AI trade across enablers, beneficiaries, distributors, and bottlenecks, but frames all tickers as thematic research categories rather than explicit current positions, so they are indexed as watch.
SOFI
06:57
Aug 19
Quoth the Raven Substack author, QTR’s Fringe Finance QTR’s Fringe Finance
Author directly names SoFi among lenders that borrowers are using to fund gambling addiction, and links this to exhausted savings and deteriorating consumer liquidity, implying rising credit risk in t
Author directly names SoFi among lenders that borrowers are using to fund gambling addiction, and links this to exhausted savings and deteriorating consumer liquidity, implying rising credit risk in their unsecured consumer book. Risk: Potential acceleration in delinquency or default trends; consumer lending quality could offset gains in other business lines.
SOFI
16:16
Aug 18
caesarcapitalz Individual Investor & Market Commentator
Notes stock is currently undervalued
Mentions the stock is undervalued in a comparative thesis with TMDX, no specific catalyst provided.
SOFI
LOW
21:04
Aug 17
caesarcapitalz Individual Investor & Market Commentator
SOFI cheaper now, longtime holder adds back
Long SOFI: longtime shareholder since 2021, recently added to position, citing SOFI as far cheaper than two years ago and time to get back on the train.
SOFI
MED
13:48
Aug 17
Piper Sandler initiates bullish SOFI coverage
Notes Piper Sandler initiated bullish coverage on SOFI with a $22 price target.
SOFI
MED
11:28
Aug 17
DeItaone Twitter news aggregator (Walter Bloomberg)
A news wire reports a broad list of price target cuts across multiple sectors by various banks.
A news wire reports a broad list of price target cuts across multiple sectors by various banks, alongside several coverage initiations and resumptions with new price targets, all without expressing any personal market view.
SOFI
10:00
Aug 17
r/wallstreetbets community Reddit community discussion
Retail traders are rallying behind SOFI for a momentum push. Coordinated retail sentiment often drives short-term volatility and price spikes in meme-adjacent tickers. Speculative long play targeting the $20+ level based on retail momentum. Purely sentiment-driven; lacks fundamental catalysts in the discussion.
SOFI FLIP
LOW
15:54
Aug 16
endicottinvests Individual Investor & Market Commentator
Author shares a positive user experience with SoFi's banking app but expresses no directional.
Author shares a positive user experience with SoFi's banking app but expresses no directional investment view or position.
SOFI
LOW
14:01
Aug 16
endicottinvests Individual Investor & Market Commentator
Author questions why SoFi's net worth tracking is capped at one year.
Author questions why SoFi's net worth tracking is capped at one year, expressing product frustration rather than a trade view.
SOFI
LOW
11:27
Aug 15
thebigberbowski AI Infrastructure Research Author
The author compiles a thread of user-recommended non-AI tickers as a research watchlist.
The author compiles a thread of user-recommended non-AI tickers as a research watchlist, explicitly noting he cannot guarantee they are all non-AI, so these are indexed as watch rather than trade ideas.
SOFI
LOW
09:37
Aug 15
svtrivo Semiconductor Industry Commentator
Author mentions moving payroll to a SoFi Bank account with 3.8% APR.
Author mentions moving payroll to a SoFi Bank account with 3.8% APR, a personal banking detail rather than a trade position.
SOFI
LOW
17:38
Aug 14
pepinveststocks Thematic Technology Investor
Author reflects on past SPAC winners and names current potential picks but frames them.
Author reflects on past SPAC winners and names current potential picks but frames them as opportunities rather than explicit current positions or forward calls.
SOFI
LOW
10:47
Aug 14
Author reflects on past SoFi holding as brutal and notes NBIS is easier to hold.
Author reflects on past SoFi holding as brutal and notes NBIS is easier to hold, but makes no current forward-looking position call.
SOFI
LOW
15:09
Aug 11
Author thanks SoFi's team for their role in past outperformance.
Author thanks SoFi's team for their role in past outperformance, a courtesy acknowledgment rather than a current trade call.
SOFI
LOW
23:52
Aug 05
Jim Cramer Host, Mad Money CNBC
Rotation will come back to fintech.
Fintech companies like SoFi have been in the doldrums as money flows back to old banks, but the rotation will eventually shift back to new fintechs, making SoFi a buy.
SOFI
MED
02:04
Aug 04
The author announces upcoming earnings reviews for multiple stocks without expressing any.
The author announces upcoming earnings reviews for multiple stocks without expressing any directional views or positions, merely providing a schedule of analysis.
SOFI
LOW
20:39
Aug 02
SOFI dismissed versus better alternatives.
Speaker dismisses SOFI's investment appeal relative to alternatives, saying the chance it is the most attractive investment is zero; bearish/do-not-buy tone without an explicit short.
SOFI
LOW
13:32
Aug 02
Author expresses skepticism about Tesla and SoFi and calls MSTR a possible scam.
Author expresses skepticism about Tesla and SoFi and calls MSTR a possible scam, but hedges with insufficient DD and gives no directional position.
SOFI
LOW
13:04
Aug 02
Author declines to touch SOFI despite acknowledging others may profit.
Author declines to touch SOFI despite acknowledging others may profit, expressing no directional position or trade idea.
SOFI
LOW
12:35
Aug 02
Avoid SOFI, fintech sector lacks investor interest
Avoid SOFI as the broader fintech sector is exhibiting persistent poor price action and lacks investor interest; the bull case framing using 5-year-old price levels is dismissed as misleading.
SOFI 1ST
MED
22:11
Aug 01
Northwise Project Fundamental Investment Research Publisher
Adding SOFI ahead of rate clarity rerating
Actively adding SOFI at current levels and in the $15s; thesis is that rate clarity will act as a catalyst for a sharp valuation rerating, and fundamentals are currently at an optimal entry point.
SOFI
MED
12:33
Aug 01
Author mocks others for losses in SOFI and LULU but does not state any current position.
Author mocks others for losses in SOFI and LULU but does not state any current position or forward call on those tickers.
SOFI
LOW
19:32
Jul 30
User asks a question about SOFI, no directional view or personal commitment expressed.
SOFI
LOW
11:22
Jul 30
Named in author's "10 high-quality stocks at attractive valuations" list during Nasdaq.
Named in author's "10 high-quality stocks at attractive valuations" list during Nasdaq correction; 2027 P/E 18x, consensus PT $20 implying 33% upside.
SOFI
MED

About SOFI Analyst Coverage

Buzzberg tracks SOFI (SoFi Technologies, Inc.) across 44 sources. 123 bullish vs 8 bearish calls from 57 analysts. Sentiment: predominantly bullish (43%). 265 total trade ideas tracked. Past 7 days: 1 bearish, 3 watch. Latest voices: stockmarketnerd, r/wallstreetbets community, HyperliquidNews.