u/FireChemist123

Reddit r/ValueInvesting
· tracked since Mar 2026
Calls 1 1 Posts tracked · 0.0/day
Calls
7d 0
30d 0
90d 1
Best Calls
No live winners yet
Worst Calls
TOST long -4.0%
Most Mentioned
TOST ×1
Recent Calls
TOST long 2 months ago
Win Rate 0% Long 1 Short 0
Win Rate
7d 0%
30d 100%
90d —
Average Return -4.0% Long Return -4.0% Short Return -
Average Return
7d -0.3%
30d +9.2%
90d —
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TOST Toast, Inc. Toast, Inc.
Long
Mar 31
$26.11
-4.0%
Toast shifted from a $246M loss (2023) to $342M profit (2025), has ~$2B net cash, and has two growing revenue streams (FinTech & Subscriptions). The current ~$26/share price implies catastrophic failure from AI competition and collapsed growth, which contradicts the company's proven scalability, profitability, and defensive payment business. A base case DCF analysis suggests a fair value of $44.83 (72% upside), making the stock undervalued. AI competitors taking significant subscription market share and a sharp deceleration in restaurant location growth.
Toast shifted from a $246M loss (2023) to $342M profit (2025), has ~$2B net cash, and has two growing revenue streams (FinTech & Subscriptions). The current ~$26/share price implies catastrophic failure from AI competition and collapsed growth, which contradicts the company's proven scalability, profitability, and defensive payment business. A base case DCF analysis suggests a fair value of $44.83 (72% upside), making the stock undervalued. AI competitors taking significant subscription market share and a sharp deceleration in restaurant location growth.
Fintech
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