Mark Zandi 5.2 1 idea

A bipartisan housing bill passed that includes the "elimination of the permanent chassis for manufactured housing," which Zandi highlights as "really important" for the supply of 100k+ units/year. This is a specific regulatory unlock that lowers costs and removes friction for the manufactured housing sub-sector. Unlike demand-side subsidies (which just inflate prices), this supply-side reform directly benefits the volume and margins of builders focusing on low-to-middle income housing. LONG Homebuilders (specifically those with manufactured housing exposure). Rising interest rates could dampen mortgage demand regardless of supply-side improvements.