The American consumer is unbelievably resilient, says Affirm CEO

Summary

Affirm CEO Max Levchin discusses quarterly results and the state of the U.S. consumer, emphasizing resilience. He reports increased transactions per user and strong spending in travel and homewares. Jim Cramer praises Affirm's unique business model.

• Affirm reported another increase in transactions per average user.
• U.S. consumer remains resilient despite macroeconomic concerns.
• Travel and ticketing saw a huge rise due to summer concerts.
• Homewares rebounded after being a laggard in previous quarters.
• Cramer calls Affirm a different kind of financial company.
• Consumers are shopping and paying bills on time.