Why an Ordinary Civil Servant Went All-In on Growth Stocks with KRW 1.7 Billion / The Secret to Overcoming the Fear of a Stock Price Crash | Padol-daek, FIRE Seeker

평범한 공무원이 17억을 성장주에 올인한 이유 / 주가 급락 공포를 이기는 비결ㅣ 파돌댁 파이어족
Watch on YouTube ↗  |  January 08, 2026 at 07:15  |  20:06  |  815 Money Talk (815머니톡)
Speakers
Padol-daek — Former civil servant and individual investor

Summary

Padol-daek, a former civil servant and individual investor, describes how she built roughly KRW 1.7 billion in net assets by holding US growth stocks and concentrating on AI-related names. She explains why she prefers US equities over Korean equities and how she manages volatility through long-term conviction and frugality. She also outlines her future plan to shift into dividend stocks at a KRW 5 billion asset target and names several themes and stocks she is watching.

  • Guest left an 11-year civil service career and invests long term in US growth stocks.
  • She prefers US equities over Korean equities for stronger recovery, global capital flows, and dollar exposure.
  • Her AI concentration is based on real earnings and productivity gains, not a dot-com-style bubble.
  • She holds through drawdowns and avoids timing the market or exchange rate.
  • At a KRW 5 billion asset target, she plans to move into dividend stocks for cash flow.
  • She is watching Hyundai Motor, Hana Financial Group, PepsiCo, and growth dividend stocks for that future portfolio.
  • She also follows AI-related power infrastructure, AbCellera, and a possible SpaceX IPO dip.
  • She advises investors to set personal goals and match investments to their risk tolerance.
Ideas
Padol-daek Former civil servant and individual investor 3:56
US growth stocks beat Korean equities long-term
She favors US growth stocks over Korean equities because she saw many Korean-stock failure cases, the S&P 500 has materially outperformed the KOSPI over 10 years, the US market attracts global capital and provides dollar exposure, and US equities have shown much stronger recovery after drawdowns. She therefore keeps her long-term assets mainly invested in the US market.
IWF HIGH
Padol-daek Former civil servant and individual investor 3:56
US growth stocks beat Korean equities long-term
She favors US growth stocks over Korean equities because she saw many Korean-stock failure cases, the S&P 500 has materially outperformed the KOSPI over 10 years, the US market attracts global capital and provides dollar exposure, and US equities have shown much stronger recovery after drawdowns. She therefore keeps her long-term assets mainly invested in the US market.
EWY HIGH
Padol-daek Former civil servant and individual investor 4:36
AI sector is still early; concentrated long
She concentrates on AI because owning NVIDIA and Palantir let her experience the industry's rapid growth; unlike the dot-com bubble, AI is already delivering tangible cost savings and productivity gains and generating real profits, and she views AI as an indispensable tool whose sector growth is only beginning.
AI-SECTOR PLTR NVDA HIGH
Padol-daek Former civil servant and individual investor 14:26
At 5 billion, shift to dividend income
Once her assets reach KRW 5 billion, she plans to shift from growth stocks to a dividend-income portfolio so it can generate monthly cash flow. She is watching Korean candidates Hyundai Motor and Hana Financial Group, helped by expected improvements in Korean dividend policy, and US candidates such as PepsiCo and growth dividend stocks.
005380.KS 086790.KS PEP US growth dividend stocks MED
Padol-daek Former civil servant and individual investor 16:01
AI power bottleneck favors next-gen infrastructure
She sees electricity as the current bottleneck for AI and is interested in next-generation power infrastructure and nuclear fusion technologies that can generate power more efficiently, following Peter Thiel's energy-related investments.
Next-generation power infrastructure Nuclear fusion technology MED
Padol-daek Former civil servant and individual investor 16:20
Interested in AI antibody developer AbCellera
Among listed companies, she is interested in AbCellera, which uses AI to discover antibody therapeutics, as part of her interest in Peter Thiel's AI, crypto, energy, and defense-related portfolio.
ABCL MED
Padol-daek Former civil servant and individual investor 16:31
Wait for SpaceX post-IPO dip
She is interested in SpaceX because she likes Elon Musk and his AI-related ventures, but she does not plan to buy immediately at its IPO; since newly listed stocks often spike and then fall, she intends to wait for a post-IPO pullback.
SPCX MED
Up Next
1:33:49
Trump Targets China With Donroe Doctrine | Insight with Haslinda Amin 01/08/2026
Bloomberg Markets · Jan 08
1:19
US Strategy on Venezuelan Oil Takes Shape
Bloomberg Markets · Jan 08
39:29
Should You Ever Go Full Roth?
The Compound News · Jan 08
1:34:38
Xi Tests Japan’s Ties With Trump | The China Show 1/8/2026
Bloomberg Markets · Jan 08
19:00
[긴급 시황] 삼성전자, 외국계가 24만원 목표가 부른 이유 / 현대차, 삼성전자 급등 직전 차트와 완전 똑같아요. 조정은 매수 기회다ㅣ이권희 대표
815 Money Talk (815머니톡) · Jan 08

This 815 Money Talk (815머니톡) video, published January 08, 2026, features Padol-daek discussing IWF, EWY, AI-SECTOR, PLTR, NVDA, 005380.KS, 086790.KS, PEP, US growth dividend stocks, Next-generation power infrastructure, Nuclear fusion technology, ABCL, SPCX. 7 trade ideas extracted by AI with direction and confidence scoring.

Speakers: Padol-daek  · Tickers: IWF, EWY, AI-SECTOR, PLTR, NVDA, 005380.KS, 086790.KS, PEP, US growth dividend stocks, Next-generation power infrastructure, Nuclear fusion technology, ABCL, SPCX