VTI or VOO is a choice that truly doesn’t matter. But the year is now 2026, and the S&P 500 is a long-outdated investment for buy & hold purposes.

u/Djamalfna · Reddit — r/Bogleheads · January 02, 2026 at 15:23 · ⬆ 11 pts  | View on Reddit ↗
AI Summary

Original Reddit comment

Argues VT is preferable to VTI/VOO due to lower NVDA concentration and better diversification.

VT — LONG Author argues VT is preferable to VTI and VOO because VT has lower NVDA concentration (3.97% vs 6.29% and 7.38%), reducing single-stock blow-up risk. If NVDA tanks, VT holders lose almost half as much as VOO holders. The author advises diversification.

The big guy tanks and you're only holding VOO? It's going to hurt a lot more than if you're holding VT instead.

Score 11
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u/Djamalfna Reddit r/Bogleheads
VT better diversified than VOO/VTI; lower NVDA concentration.
Author argues VT is preferable to VTI and VOO because VT has lower NVDA concentration (3.97% vs 6.29% and 7.38%), reducing single-stock blow-up risk. If NVDA tanks, VT holders lose almost half as much as VOO holders. The author advises diversification.
VT HIGH
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This Reddit post, published January 02, 2026, features u/Djamalfna discussing VT. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/Djamalfna  · Tickers: VT