Please review my MF holdings and let me know if there is anything that I need to analyse or change
I started investing in Mutual Funds about 2 years ago and have been consistently investing around ₹30,000 every month.
I’m currently looking at an investment horizon of around 8-10 years and wanted to get some opinions on whether my portfolio/allocation makes sense for that timeframe.
I’d love to hear from people who have more experience with mutual funds:
Is there anything in my portfolio that I should consider changing?
Am I too diversified or concentrated anywhere?
Are there any funds I should reconsider or replace?
Does my current allocation make sense for an 8-10 year horizon?
Should I be increasing/decreasing my SIP allocation across the funds?
Is there anything obvious that I’m missing?
I’m not looking for short-term returns and am comfortable staying invested through market volatility. My main goal is to build a reasonably diversified portfolio and let it compound over the next 8-10 years.
Current Holdings & SIP Allocation
My current portfolio is split across the following funds:
Quant Small Cap Fund
Current value: ₹2.27L
Monthly SIP: ₹9,000
Parag Parikh Flexi Cap Fund
Current value: ₹1.97L
Monthly SIP: ₹8,000
HDFC NIFTY50 Equal Weight Index Fund
Current value: ₹1.71L
Monthly SIP: ₹5,000
Motilal Oswal Nifty Midcap 150 Index Fund
Current value: ₹1.05L
Monthly SIP: ₹8,000
JM Flexi Cap Fund
Current value: \~₹1,000
No active SIP