Moving 401k plans after company was acquired – best path forward?
My company's Fidelity 401k is moving to Vanguard after we were acquired. My understanding is I can either:
* Do a 401k to 401k rollover
* Roll my 401k into an IRA
1. Can I also just "leave" the 401k be at Fidelity? My employer said they are closing that old 401k, and it's the above two options. Maybe that's true? Though I thought that was always a third option, to just let the old 401k sit – which would be preferable, should it not then have large fees.
2. I do a 70-30 split for US/INTL asset allocation. Unfortunately the new employer/401k doesn't have an international fund. So if I do roll it over, I will need to rebalance in my other accounts to get back to this allocation, but the problem is – even if I move all my IRA money into international equities, it will still be short (27%). Should I sell taxable VTI lots and buy VXUS to get back to 70-30? Any advice? New 401k fund options: [https://imgur.com/a/nTIB1Be](https://imgur.com/a/nTIB1Be)