My Date Thought Investing Was a Painfully Slow Way to Make Money
u/solodav ·
Reddit — r/ValueInvesting
· August 24, 2026 at 06:28
· ⬆ 32 pts
· 💬 47 comments
| View on Reddit ↗
AI Summary
Summary
Post is a personal anecdote about a date calling investing a slow way to build wealth.
Author defends S&P 500 historical ~10% annual returns and Rule of 72 doubling, while acknowledging it feels unexciting.
Not well-researched DD; it is casual reflection / noise with a familiar passive-investing argument.
Score32
Comments47
Upvote %94%
▶ Full Post Text
Went on a casual date (first in a long time) and the person I had drinks with said she thought investing was a painfully slow way to make money. When told that the S&P 500 historically averages about 10% a year in gains and that you could double your money in 7.2 years, she said: “That’s it?”
At first, I thought, that’s statistically better than 90% of fund managers out there, who underperform the S&P and 10% a year isn’t terrible (it sure beats bonds!). FWIW, I CAGR much higher, but still think it’s okay for someone making passive income and growing wealth long-term.
Then, on my drive back home, I thought about what she said and yeah….it does seem kinda pathetic in some ways. I can see why college kids or just anyone looking to make a decent chunk of money would want to gamble instead (maybe w/ options or go into momentum meme stocks w/ leverage). Investing is most satisfying for those who already have a decent amount of money ($100,000+). And, even then, it’d take you 1 full year - on average - to make just $10,000 in $VOO.
I know what people will say: investing is for growing wealth and passive income (not a main source of it). Get a good job, live below your means, and invest. Then, 25+ years later, you’ll have a lot of money. This hospital nurse I was having dinner/drinks with said she’d rather go to Vegas and take a few thousand dollars to gamble and try to double her money that SAME weekend than wait a full YEAR to make $200.
LOL.
I guess this was the first time I realized how non-investors sometimes view investing. It seems pathetic and too slow-paced for them.
S&P 500 historically averages ~10% a year and doubles money in ~7.2 years, beating most active fund managers. Despite the author calling it “pathetic,” the post still validates broad index investing as a superior passive long-term wealth builder. This supports patient, long-term accumulation of S&P 500 index exposure for wealth building. Short-term drawdowns, lower forward returns, and investor impatience can derail the compounding plan.