I spent 6 years trying to beat the market. Mostly I just learned how hard that is.
u/yousufq9 ·
Reddit — r/stocks
· June 24, 2026 at 18:31
· ⬆ 51 pts
· 💬 60 comments
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AI Summary
Summary
The post recounts the author’s six-year experience actively trading individual stocks (400+ trades), beating the S&P 500 in only two years and underperforming the rest, leading to a shift toward passive index investing.
The author’s thesis is that consistently beating the market is extremely difficult and that most retail investors would be better off holding low-cost broad-market index funds like VTI and VXUS.
The post is a personal anecdote and reflection, not a data-driven deep dive or specific stock analysis; quality is moderate as a cautionary narrative but lacks detailed research.
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I tracked almost every trade for six years. Around 400 trades and mostly are individual stocks. I beat the S&P 500 in two of those years. The other four were either worse or close enough that the effort didn’t really justify it.
Once I looked at it that way, the whole thing felt kind of ridiculous. I wasn’t just underperforming an index fund and was spending a second part-time job trying to underperform it.
I still hold a few individual names I genuinely believe in long term. But most of my portfolio went into VTI and VXUS last year, and I’ve barely touched it.
The funny thing is I enjoy markets more now. I can read about companies or macro stuff without feeling like every opinion needs to become a stock trader. That’s also how I’ve been thinking about prediction markets on moomoo. If I have a specific view on a specific event, I’d rather keep it small and separate there than pretend every market opinion belongs in my long-term portfolio.
Does anyone else make this shift? From trying to beat the market to just admitting the index is probably the main plan?