How much Microsoft is too much in a Roth IRA

u/jmalanga21 · Reddit — r/stocks · June 24, 2026 at 17:55 · ⬆ 20 pts · 💬 48 comments  | View on Reddit ↗
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Original Reddit post

Author is buying Microsoft shares in a Roth IRA, believing it is a strong long-term company trading at a buying opportunity after a down year.

MSFT — LONG The author is buying more Microsoft shares in a Roth IRA, arguing it is a strong company with growing revenue, a massive business, and products people rely on daily. The mechanism is a long-term buy-and-hold thesis: the stock is down this year, which the author views as a solid buying opportunity for the long term. The main stated concern is portfolio concentration, since Microsoft now exceeds 5% of the author's portfolio, against the common advice of capping single stocks at 5%.

Since the stock has been down quite a bit this year, I've been buying more shares, both because of recommendations I've seen and because I genuinely think it's a great company.

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u/jmalanga21 Reddit r/stocks
Buying MSFT dip for long-term Roth IRA
The author is buying more Microsoft shares in a Roth IRA, arguing it is a strong company with growing revenue, a massive business, and products people rely on daily. The mechanism is a long-term buy-and-hold thesis: the stock is down this year, which the author views as a solid buying opportunity for the long term. The main stated concern is portfolio concentration, since Microsoft now exceeds 5% of the author's portfolio, against the common advice of capping single stocks at 5%.
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This Reddit post, published June 24, 2026, features u/jmalanga21 discussing MSFT. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/jmalanga21  · Tickers: MSFT