What's your time horizon for SaaS stocks? When do you actually expect a return?

u/Alicyclobacillus · Reddit — r/ValueInvesting · June 19, 2026 at 22:02 · ⬆ 15 pts · 💬 100 comments  | View on Reddit ↗
AI Summary

Summary

  • The author, skeptical of SaaS stocks, questions when names like MSFT, CRM, VEEV will rebound given widespread fear that AI will eventually displace software entirely.
  • Thesis: The AI-disruption narrative is now entrenched, and the only catalyst for a SaaS rebound would be a government ban on AI (e.g., a Terminator scenario) — a view the author treats as unlikely.
  • Quality assessment: Speculative opinion piece, not a data-driven DD. The author admits limited sector expertise and relies on generalized sentiment rather than fundamental analysis.
Score 15
Comments 100
Upvote % 78%
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Ideas
u/Alicyclobacillus Reddit r/ValueInvesting
Top comment explicitly recommends buying MSFT, NOW, SAP and holding for 1–2 years for happiness (i.e., positive returns). Multiple other comments reinforce that AI benefits incumbent software firms. Current SaaS selloff is driven by AI fear and private credit contagion, not fundamentals. Incumbents like MSFT have the resources and customer relationships to integrate AI and expand margins. Long MSFT as a high-quality incumbent that will monetize AI rather than be disrupted. The market is pricing in a worst-case scenario that is unlikely to materialize. If AI evolves to a point where enterprise clients switch to pure-AI-native platforms, or if a deep recession hits enterprise software spending, MSFT could underperform.
u/Alicyclobacillus Reddit r/ValueInvesting
SAP is the third name in the top comment’s “buy and close the app” recommendation. SAP’s legacy ERP moat is massive, and its cloud transition (S/4HANA, Business AI) is picking up. The market underestimates how sticky enterprise ERP systems are. Long SAP as a beneficiary of AI-driven business process optimization, with a strong recurring revenue base and global footprint. Slow cloud migration pace, currency headwinds, or regulatory issues in Europe.
u/Alicyclobacillus Reddit r/ValueInvesting
ServiceNow (NOW) is explicitly named alongside MSFT and SAP in the top comment’s “buy and hold” advice. NOW is a workflow automation leader; AI will enhance its platform (e.g., AI-powered ITSM), not replace it. The selloff creates a valuation entry point. Long NOW as a pure-play SaaS that is already embedding generative AI into its products, likely to see accelerating adoption. Competition from Microsoft and Salesforce in the workflow space; macro slowdown delaying IT spending.
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This Reddit post, published June 19, 2026, features u/Alicyclobacillus discussing MSFT, SAP, NOW. 3 trade ideas extracted by AI with direction and confidence scoring.

Speakers: u/Alicyclobacillus  · Tickers: MSFT, SAP, NOW