Do you max your 401k/457b early in the year or spread contributions out?
u/Synseer83 ·
Reddit — r/investing
· June 17, 2026 at 13:42
· ⬆ 20 pts
· 💬 52 comments
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So as of now, i contribute 13% to each. I have about 10.5 more pay periods to go before both are maxed out for the year (November time frame).
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For those of you with higher than normal salaries, do you go high in the first few months or just spread it out during the year. With over 50% funded for the year, its got me thinking if i should go heavy early or just stay the course.
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Just curious how you guys approach maxing out your tax deferred accounts.
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For the record, Roth IRA is fully funded the 1st day the market opens in January and i do not get an employer match.
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