PayPal - PYUSD hits $4.1B for the first time ever

u/Pristine_Arm8260 · Reddit — r/ValueInvesting · February 25, 2026 at 00:18 · 💬 6 comments  | View on Reddit ↗
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Original Reddit post

Author argues PayPal's PYUSD stablecoin reaching $4.1B is a rapidly growing business worth roughly $1B to PayPal, potentially bigger than its payments business.

PYPL — LONG The author claims PYUSD hitting $4.1B in circulation makes it a roughly $1B business for PayPal, drawing a comparison to Circle's ~$15B valuation for USDC. The mechanism is that stablecoin growth could become a larger value driver than PayPal's core payments business. The catalyst is PYUSD's rapid growth and first-ever $4.1B milestone. No specific risk is stated by the author.

The success of PYUSD can be even bigger than PayPal's payments business. For example circle that owns USDC is valued close to $15B. This means just PYUSD is a $1B business for paypal currently and it's growing rapidly.

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u/Pristine_Arm8260 Reddit r/ValueInvesting
PYUSD growth could outvalue PayPal payments
The author claims PYUSD hitting $4.1B in circulation makes it a roughly $1B business for PayPal, drawing a comparison to Circle's ~$15B valuation for USDC. The mechanism is that stablecoin growth could become a larger value driver than PayPal's core payments business. The catalyst is PYUSD's rapid growth and first-ever $4.1B milestone. No specific risk is stated by the author.
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This Reddit post, published February 25, 2026, features u/Pristine_Arm8260 discussing PYPL. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/Pristine_Arm8260  · Tickers: PYPL