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I've been interviewing a couple financial advisors over the past week and don't know what to make of them. One is a CFA, which I definitely respect the designation, is recommending primarily a dividend approach as his long term strategy. I don't love that, especially since I'm relatively young and don't want to pay higher taxes (NIIT) on dividends. The other seems like he's just picking stocks straight off of Wall Street Bets. His returns are impressive (over the short term), but I can't see that lasting over a period of 15-20 years. How do I find an advisor who follows a value investment approach and knows what they are doing? Also, the fees are pretty brutal, especially on down years. 1% of the gross value of your account is a lot, especially compounded over 15-20 years. On the flip side, I don't believe I have the skillset to manage my money effectively, nor the conviction to just put it in SPY and be done with it. I've been doing well managing my own money up until now, but so have most people with the way the market has been the past couple of years.