Author argues Pagaya (PGY) is deeply undervalued after a sharp post-earnings selloff given its profitability, growth and low market cap versus analyst targets.
PGY — LONG The author argues Pagaya is severely undervalued after falling 50% in a month and 70% from its yearly high, despite reaching its fourth quarter of GAAP profitability that should continue into 2026. They cite 325% EPS growth and 20% earnings growth in 2025, $1.3 billion revenue and $275m net profit against only a $1.15 billion market cap, with analyst price target of $39 implying 300% upside from $13. The catalyst is continued profitability into 2026 and analyst target convergence; the main stated risk is the recent post-earnings selloff.
Pagaya $pgy so undervalued now
This Reddit post, published February 09, 2026, features u/Exact-Rush-3250 discussing PGY. 1 trade idea extracted by AI with direction and confidence scoring.
Speakers: u/Exact-Rush-3250 · Tickers: PGY