I’m looking to propose to my girlfriend of four years this year, and have put down two deposits for an engagement ring (one for the band, one for the diamond). I’m currently low on cash in my bank account to finish paying the rest of it off.
I have a RH brokerage account that holds \~20% VOO and the rest of it is individual stocks (TSM, WMT, RKLB, etc). I use this account to hold onto stocks long term. If I sell all of my VOO, I will have enough money to pay off the rest of the ring. I plan on getting back into S&P 500 exposure either through my job’s 401K plan or a Roth IRA. Or would it be better to hold VOO and sell some of the individual stocks I own? Please let me know what you guys think. Thank you!