I just made a Roth IRA on Schwab. I’m going to put 14,000 in it for last year and this year. So when I just gotta now choose who I want to invest in while I’m inside the Roth and it can be anyone and anything? This is the chat gpt list it told me to invest in lemme know what you think. It said put 70% into VTI then 30 into VXUS and then the last 10% into QQQ from what I’ve read this seems like a solid plan. Then for another 16K I have I’ll put it into VTI or VOO 10,000 of it. And then 6000 into SCHD for dividends. Should I do anything else or is this good? I’m also ok with a little more volatility with the 16K if I can gain more. (Side note, thinking of putting money into Netflix, maybe 5K?)