Hi, I’m (23M) a beginner investor and I’d really appreciate some feedback on my portfolio.
I don’t have a lot to invest right now. I can only put in about $50–100 per month, so I’m trying to keep things simple and long-term focused.
My main questions are:
\- Do I have too many ETFs for the amount I’m investing?
\- Am I overlapping too much between ETFs?
\- What did I do wrong (if anything)?
\- How could I simplify or improve this portfolio given my monthly budget?
(Feel free to roast it — I’m here to learn 😄)
My goal is long-term investing (10–20+ years). I’m not trying to trade or time the market.
Thanks in advance for any advice!