19M with a fidelity account, I invest 90% into FXAIX, 5% into FXNAX, and 5% into FSPSX, but I am considering selling my shares of FSPSX and reinvesting them into FZILX because of the zero expense rate, is this a good idea?
Ps once I am older I will invest more into bonds but since I am younger I choose a high risk approach.