I had a $25 deposit added to my 2025 contributions that put me over the contribution limit. HSA provider can’t tell me where it came from but tell me that I need to submit an excess contribution removal form. The form states that I must provide “Earnings on Excess” and talking with the provider, they can’t tell me what the excess earnings are or how to identify it. They tell me I need to see a tax advisor….. is this something I need to figure out or would the earnings on excess be considered a rounding amount? Thanks in advance