Hello all, for context i currently have 25k in a hysa and want to put 5k into ETFs for the first time as a 20+ year investment. As of now i’m thinking of putting 70% into VOO, 15% QQQM, and undecided on the last 15%. I’ve heard VB or SCGH are good options but i wanted to hear more feedback before i commit to it. Thanks in advance!