As the title states I have no idea what i’m doing but I’m willing to learn.
I have saved up $35k total just in a savings account. I will soon put $20k into a HYSA with Wealthfront and keep $10k in my savings account for emergencies.
I recently opened up a Fidelity account and transferred $5k into a Roth IRA (Contribution for 2025) but I don’t exactly know what to buy. I plan on maxing out 2025 before April and then transferring in another $3.5k for 2026 almost immediately after I max it out.
I’m thinking about going all in on VT, all $5k. Would this be smart?
What is the difference between VT & VTI?
I’ve also seen 80/20 rule quite a bit and trying to understand it more but from what I learned that is more for growth I think??
In short what i’m looking for is the best ETF to buy and forget.