Hi everyone, as for my last post. You guys said I did not give enough details about my finances. For that, I will do my best here. I am 43 years old and will be 44 in May. I have recently opened an IRA account (my first) in Charles Schwab this month. I invested in SWPPX (500 Index) and SWISX (for international growth), splitting $5,000 and $2,000 each respectively. I will be contributing $7,500 later once I have the funds for the year 2026.
I also have Investment portfolio under Charles Schwab as well. That has been steadily climbing since my original investment. Its is at $90k right now. Would you guys say at this rate, I could be retiring with a good portfolio in the future? What changes would you recommend if needed. I like mine simple and not complicated. I was very fortunate to take advantage of the stock crash.
I also do have SEP IRA from my company that I work. But that IRA is employer contribution only (sucks). As of today, its sitting at $6,920.
I am very well aware that I have long ways to go, but would you say I am at the right pace? Or lagging behind? Or ahead of the mark?
I hope this fleshes out and thank you to all who comment in my last post.