I'm helping a family member plan some investment allocations within Vanguard. My go-to index funds were always VTSAX for a 100% stock allocation and VBIAX 60/40 stock to bond ratio for a moderate risk fund.
My family member has both retirement and non-retirement funds. I'm not sure if that affects if we should go with VTSAX vs. VOO vs. VTI.
I want to have 2 funds, one that is 100% stock allocation and one that has a 60/40 or 50/50 stock to bond ratio.
Let me know your thoughts.