Wife and I have a HYSA with adequate emergency funds. We each have Roth IRAs and employer 401k's that are adequately funded. We have roughly $100k that I want earning more than HYSA interest because we shouldn't need it unless it's an emergency and the HYSA is completely drained, and I don't want it tied up in a retirement account. So I'd like to invest it with moderate risk, something with return more than the 3-4% from HYSA but not something so risky I could lose it all. I'll probably need to provide more details, but I think that's enough to solicit for investments suggestions. Thanks!