33F want to clean up my brokerage account and make it less messy. I’m pasting a screenshot of my current holdings because I feel spread across too many ETFs and overlapping positions.
My Roth IRA already feels set: 80% VOO and 20% SCHD. I plan to keep that unchanged.
My question focuses only on the brokerage account:
• How would you simplify this allocation?
• Which positions overlap too much with VOO or SCHD?
• How would you structure a brokerage account to complement a VOO/SCHD Roth, not duplicate it?
My goals:
• Long-term growth
• Simple structure I can understand and maintain
• Fewer ETFs with clearer roles
I’m not asking for exact buy/sell orders—just guidance on how to think about cleaning this up and reallocating going forward.
Thanks in advance for any insight.