Is it worthy to invest on ETFs as a student with low budget ?

u/Dry_Lingonberry_6582 · Reddit — r/ETFs · January 17, 2026 at 13:16 · ⬆ 3 pts · 💬 14 comments  | View on Reddit ↗
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User proposes a student portfolio allocation of 30% S&P 500, 30% silver, 30% copper, and 5% gold with brief bullish rationales.

Unpriced research observations (excluded from Calls and Returns):

SPX — LONG Author plans a 30% allocation to the S&P 500, arguing it is safe long-term because index rotation of companies should ensure at least a minimal loss. Exact non-equity contract requires separate historical validation; no generic proxy.

30% S&P 500 - Seems to be quite a safe asset long-term, as the rotation of the companies should ensure at least a minimal loss.

SI=F — LONG Author proposes 30% in silver, citing industrial demand from most extracted silver as assuring long-term constant demand, while acknowledging it is more volatile than gold. Exact non-equity contract requires separate historical validation; no generic proxy.

30% Silver - Most of silver extarcted is used in the industry, assuring a long-term constant demand. Even if it's more volatile than gold, I like it for a start

HG=F — LONG Author proposes 30% in copper, expecting AI-driven industries to keep increasing copper demand and citing Goldman Sachs analysts for a significant rise in 2027 and after. Exact non-equity contract requires separate historical validation; no generic proxy.

30% Copper - With the rise of AI-driven industries, I think it's pretty safe to assume that copper needs will keep increasing, Goldman Sachs analysts think we might see a significant rise in 2027 and after

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