Hi all, wanted to get some opinions. Right now I am on my second year of purchasing shares of VTI/VXUS/BND on a biweekly basis to max out my Roth IRA & HSA.
While I've been diligent in buying these the same day my paycheck hits the bank, I was recently reading about VTTSX and the weighted allocation is nearly identical to what I am doing now. It sounds appealing to buy this and not have to worry about reallocation in the future.
My only concern is, I notice VTTSX only pays dividends on a yearly basis ($1.25 last December) versus VTI & VXUS which pay on a quarterly basis (.90 & 1.30 as of last December) and BND monthly which pays about .20 per month based on last years data.
On its face this feels like I might be "leaving money on the table" if I were to switch, am I missing something here or making a big deal over peanuts? I know every cent matters when compounding.