My wife and I setup a simple 3-way spilt for our daughter through pearler in VAS, VEU, VTS. It's performing perfectly well but the $6.50 brokerage is bothering me and making betashares much more appealing allowing us to invest the fortnightly $180 more frequently. My daughter is 5 and is adamant that she is okay today betashares is not chess sponsored. I was thinking A200, BGBL, plus perhaps GHHF or DHHF but these come with mildly higher fees... Input appreciated