Recently hopped on the boglehead train and just wanted to ask a few questions.
My employer 401a only has a couple of equity fund options options. They are:
Vanguard mid cap (VMICX)
Vanguard international (VTIAX)
CREF total globe stock R4 (QCSTFX)
American funds EUPAC R6 (RERGX)
Nuveen small cap blend index fun R6 (TISBX)
Nuveen lifecycle 2065 fund R6
I was previously in the lifecycle 2065 fund but it has a .86% expense. I am currently 70% vanguard mid cap and 30% vanguard total international.
My three questions:
Is my 70/30 VMICX/VTIAX a good boglehead strategy?
Would it be a good idea to convert the 20k currently in the Nuveen 2065 fund to my vanguard funds? Or should I just leave it as is?
I want to start saving more than what I currently do. Given these are my only options, should I just max the 401(a) or put the max into my fidelity traditional Roth where I have more investment options?