I’m restarting my MF SIPs and moving away from a distributor model (Anant Ladha)-Invest Aaj for Kal
Returns were disappointing and portfolio reviews only happened if I chased them — no proactive management.
Planning a buy & forget, 10–15 year SIP now, all direct.
Current plan (₹80k/month total):
• ICICI Prudential Large Cap Fund
• ICICI Prudential Midcap Fund
• Mirae Asset Small Cap Fund
• HDFC Flexi Cap Fund
• HDFC Nifty 50 Index Fund
Goal: aggressive long-term compounding, no short-term churn. 28 year old. Also planning to shift around 20 lakh existing investments to these funds from the distributor chosen funds.
Question:
👉 Is this a solid place to start from for the next decade?
👉 Anything you’d remove, replace, or simplify?
Appreciate rational feedback from long-term investors.