So I am nearing retirement and know will need to withdraw some of our 401K until SS/pensions kick in. Why does it make more sense to keep the money I need in BND instead of setting up a TIPS ETF ladder that will protect me from losing capital, protect me from inflation, and it has a higher yield? The higher expense ratio seems like a small price to pay. I would still rebalance every year.
https://preview.redd.it/4pjw5aqmvjdg1.png?width=1166&format=png&auto=webp&s=baa0f1a1ebced741de2cdced4573bded28a84f26