A common sentiment I hear around here is "You're too young for bonds at 38, you should hold 100% equities now, only add bonds 5-10 years out from retirement."
This flies in the face of the rules of thumb one normally hears from more institutional sources (like TDF allocations, the BH wiki, and Bogle himself): your age, or sometimes age minus 10 or 20, as roughly your percentage in bonds.
As far as I know, "official" recommendations never suggest a 0% fixed income position for anyone except the very youngest investors. But Redditors sure do!
Why? Are folks on here just highly risk-tolerant? Is this a case of recency bias due to the fantastic bull run we're in? Have times changed enough to make the conventional wisdom truly outdated?